Can You Qualify for 100% Financing?

I want to share an alternative home loan option that is a little more inclusive. This is a great option for anyone looking for assistance in affording their next home.

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Today I want to follow up on the information I recently shared with you about a 100% financing option.
 
Unlike down payment assistance, this option allows buyers to forgo a down payment altogether. However, this particular program is a little bit exclusive.
 
That’s why I want to share an alternative option that is a little more inclusive. This is a great option for anyone looking for assistance in affording their next home. The last one had a credit score requirement of 636, while this new program only requires your score to be at least 620.  

This is a great option for anyone looking for assistance in affording their next home.

So long as your score is at least 620, you can get a conventional loan with no down payment and no private mortgage insurance. Many people opt for FHA loans, but that loan type actually means you cannot get rid of your private mortgage insurance, which will cost you a couple hundred extra per month.
 
Another stipulation for the program I’m offering today is that you must earn less than $55,000 a year. If you earn more, you’re going to need a slightly higher credit score.
 
If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.